Avoid Sudden Hospital Bills In Lagos
Unexpected medical expenses of
₦150,000 – ₦300,000 may disrupt your finances.
Instead of reacting during emergencies, ILERA EKO HEALTH INSURANCE SCHEME helps you plan ahead and stay financially prepared.

ILERA EKO operates under the Lagos State Health Scheme Law (2015) and is managed by the Lagos State Health Management Agency (LASHMA) to ensure residents can access healthcare without financial hardship.
Government Policy: Health Insurance is Now Mandatory in Lagos

Large Call to Action Headline
The Governor Babajide Sanwo-Olu has signed an Executive Order (NO. EO/BOS/01 OF 2024) making health insurance mandatory for all residents and workers in Lagos State.
This directive aligns with the National Health Insurance Act of 2022. This promotes universal health coverage across Nigeria.
The policy ensures that every resident contributes according to their ability while gaining financial protection when healthcare is needed.
According to the Governor, universal health coverage can only be achieved when residents participate in a shared health insurance pool.
This initiative is implemented through the Lagos State Health Management Agency (LASHMA) via the ILERA EKO Health Insurance Scheme.
What This Means for Lagos Residents

If you live or work in Lagos State, enrollment in the ILERA EKO Health Insurance Scheme is now mandatory and backed by law to ensure that you:
Gain access to accredited healthcare facilities
Stay compliant with the state health policy
Get Protection from sudden medical bills
Access Free Doctor Consultations
Enjoy affordable premiums
Use a wide network of hospitals
Receive laboratory tests and diagnostics
Access minor surgeries when required
Receive treatment without paying cash at the point of care
Choose Your Plan